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My wife opened a credit card in her name. Am I responsible for this bill?

Business 2 views 1 answers
My wife opened this card on line with a company I already had a card with and they used my credit history to issue her a card. She has no credit history or income so now the card company wants me to pay the bill and keeps calling me and sending me statments in my name for her card. Am I legally responsible to pay this bill because its ruining my credit? They keep tacking on late fees and some kind of insurance.

Attorney Answer

1
Sonya Smithvalentine ·
If you were listed as a joint borrower on the credit card account when it was opened, you are probably liable for the debt. You need to find out if the credit card company included you as a joint borrower (which is highly likely). Most credit card companies wouldn't use your credit history to open an account for your wife without including you as a joint borrower.
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