Why is the adjuster taking so long to respond to demand?

There are several likely reasons that may be contributing to this delay. From the limited facts supplied, I am uncertain if you are represented by legal counsel. If you are unrepresented the Claims Adjuster likely perceives that there is little to worry about. Most consumers lack the knowledge to file a lawsuit without the assistance of an attorney. Further, the adjuster is possibly operating under the assumption that he or she can continue to stall with ongoing dilatory tactics as the only recourse you have available is to file a lawsuit. If you are presently represented by an attorney, it is time for you to schedule an in-person meeting to gain a better understanding as to the reasons behind any delay and the next step(s) in the case. I wish you the best luck.

There are a number of reasons that an adjuster can take long to respond to a demand letter. It all depends on the facts and circumstances of your case, as well as the extent of your injuries. I would recommend raising your concerns to your own attorney. I normally avoid pre-suit demands because it usually ends up being a waste of time, but again it absolutely depends on the facts of your case. Each case is different. Talk to your attorney.

I do not understand why piecemeal specials have been provided to the adjuster. Often that is not helpful to your situation. Since you have serious injuries, I assume that you have an attorney. Your attorney should be able to answer your questions about the delays. If you do not have an attorney and are representing yourself, you are doing yourself a disservice.You should obtain needed medical care and treatment immediately and follow the doctor's advice. Do not give any statement to the adverse party or insurance company nor grant them access to any medical records. Photograph the injuries and the damage done to any property. Contact a personal injury attorney in your area as soon as possible so that you can protect your rights. You may also find it helpful to review the Legal Guides I have published on .com dealing with many of the issues you are now facing. Legal Disclaimer: If this information has been helpful, please indicate below. Mr. Lundeen is licensed to practice law in Florida and Vermont. The response herein is not legal advice and does not create an attorney/client relationship. The response is in the form of legal education and is intended to provide general information about the matter within the question. Oftentimes the question does not include significant and important facts and timelines that, if known, could significantly change the reply and make it unsuitable. Mr. Lundeen strongly advises the questioner to confer with an attorney in your state in order to ensure proper advice is received.