You can file on your own, but if you file after the deadline or file incorrectly, you risk losing your argument due to not following the rules. Do you know what an adversary proceeding is? Do you know what code section causes the debt you hold to be nondischargeable? Do you know where to review cases in which that statute was interpreted?
Do you know that if you lose, you may be required to pay the other side's legal fees? Do you know what has to happen for that to be possible in your case?
Do you know what a summary judgment is? Do you know the Rules of Evidence? Do you know how to arrange and conduct a deposition? Do you know how to compel third parties to produce evidence they may have and which you may need?
I could go on, but you get my point.
You can file on your own, but be aware of the risks.
If you want to better your chances of success, hire a lawyer to review your non-dischargeable claim and determine the proper course of action.
LEGAL DISCLAIMER
Mr. Larkin is licensed to practice law in CA and is located in San Diego. His response here does not constitute legal advice and does not create an attorney/ client relationship. The response is in the form of legal education and is intended to provide general information about the matter in question. Many times the questioner may leave out details which would make the reply unsuitable. Mr. Larkin strongly advises the questioner to confer with an attorney in their own state to acquire more information about the specifics of their case.