What rights do I have to fight HOA violation fines?

Violation fines are a reasonable tool of HOAs to enforce covenants, but only if they are used properly. If the HOA is using them as a significant planned revenue source to minimize general assessments, they may be questionable. That being said, there is no way to determine whether your fines fall within the reasonable category or whether the HOA followed their own rules in levying the fines against you. One would have to read through the covenants, review the enforcement notices, and review your ledger to determine you legal position. If you have written and requested an itemization of the debt and received nothing, there may be debt collection violations by whomever is sending you the notices. A problem you may face, however, is the HOA may take the position that you have already paid the fines because they applied your regular payments to the oldest debt first, and thusit is current fees that are owed. If you haven't gotten anywhere so far, you may need to decide whether it is less expensive to pay the $900, even if it is improper, or hire an attorney to advise you on your situation. An experienced HOA attorney can probably review your documents and documentation in an hour and give you a quick evaluation of your options, but you have to decide if it is worth the hassle. Unfortunately, some HOAs take advantage of the hassle factor even if they don't have a clear legal right to the fines. and related charges. It is up to you whether it is worth it to challenge them. By the way, the statute of limitations on HOA assessments or fines is four years, so that is not likely to come into play in your situation.