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Could a warrant be issued for an arrest for a payday loan that wasn't fully paid 7 years ago in the state of Arizona?
Anonymous3 views3 answers
Two weeks ago I received a letter letter from County Check Services from Niagara Falls, ON. The letter stated, "We have acquired your worthless check paid to the merchant for the purchase of goods and services." Later in the letter it read, "If we do not receive said payment, we will have no alternative but to commence legal action against you, which will result in additional costs and expense to you. The legal remedies call for treble damages of your outstanding debt plus attorney fees and court costs."
I got scared, so I called them, telling them I'd pay the next week, and gave them my credit card no. Today a "Detective Joseph Parks" left me a threat message on my voicemail. The alleged Parks said he'd send my county a warrant for my arrest because I was going to jail within hours.
Debt collectors have no power to issue warrants. NOW, they have your credit card numbers. That should worry you enough that your first stop in the morning should be to see an attorney. Search here on for payday loan q&a. Wait, you are in AZ? Call an attorney now.
I suspect this is just a debt collector acting in a manner that is against the Fair Debt Collection Practices Act. I am not an AZ attorney but I suspect 7 years is beyond the statute of limitations. You need to talk to an attorney that litigates Debt Collection Practices.
William W. Fife IIIDebt Collection AttorneyGilbert, AZ ·
The Arizona Attorney General has put out a warning about fraudulent payday loan collection scams. You may want to file a report with the Arizona Attorney General's Office.
