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I had a judgment for a cc debt entered against me in Atlantic county NJ at 2002, Is statute of limitation expired already?
Anonymous3 views3 answers
I received the collection agency letter regarding the credit card debt back on 2002, and they file the judgement on 2002, now they are sending me a letter of the information subpoena and written questions would like me to answer, I would like to know if they still have right to chase me regarding the statue of limitation?
Judgments are good for 20 years in NJ. Then the judgment can be renewed for another 20 years.
Good luck.
MARY TOM, ESQ.
HUNZIKER, JONES & SWEENEY, P.A.
Wayne Plaza II
155 Route 46 West
Wayne, NJ 07470
Phone No. (973) 256-0456
Fax No. (973) 256-4784
Judgments are good for 20 years as other counsel indicated so yes they do have a right to send you information subpoenas.
If you want to take care of this, you have several options. Your attorney may be able to negotiate with the creditor's lawyer to come up with a payment plan and total reduction. You can also file for chapter 7 bankruptcy and wipe out your debts.
I handle a lot of these types of cases. Give me a call if you are interested in a free consultation. 551-427-4428
