Real Legal Questions. Answered by Real U.S. Attorneys.
Browse 351.7K+ real-world legal questions from people across 30 U.S. states, organized by practice area, state, and city. Find an answer to your situation — or ask a new question and get a response from a licensed attorney.
Can a small business file Chapter 13 in Texas?
My business in Houston has revenue of $28,000 a year but cannot service its debt. What happens to my LLC membership interest under Texas bankruptcy ex...
Can my employer fire me for filing bankruptcy in Nebraska?
I am thinking about filing bankruptcy in San Diego and worried about how it will affect my job at a tech startup. Can I be discriminated against by my...
Can state tax debts be discharged in Mississippi bankruptcy?
The IRS is garnishing my wages at a hotel in Colorado Springs for $28,000 in back taxes. Does the automatic stay stop the IRS garnishment under federa...
Can I sue a debt collector in Michigan for harassment?
A debt collector keeps calling me at work at a hotel in Las Vegas despite my requests to stop. Should I send a cease-and-desist letter under federal a...
How much equity can I have in a car in North Dakota and still file Chapter 7?
I have $22,000 in equity in my home in Memphis and want to file Chapter 7. Is my retirement account fully protected under North Dakota or federal exem...
How does the means test work in Wyoming?
I have $65,000 in debt and I own a house worth $4,800 with a $15,800 mortgage in Honolulu. What is the protected equity in a car under Wyoming bankrup...
Are private student loans easier to discharge in bankruptcy in Idaho?
I have $110,000 in federal student loans from two weeks ago and cannot afford the payments in Honolulu. Do I have a chance at discharging my student l...
How do I stop debt collector harassment in Wisconsin?
A debt collector keeps calling me at work at a law firm in Raleigh despite my requests to stop. Can I sue the collector for FDCPA damages plus emotion...
Are wages protected in Delaware bankruptcy?
I have $185,000 in my checking account that I just got from a tax refund in Dallas. Can I keep the car under Delaware motor vehicle exemption rules?...
What is a reaffirmation agreement in Pennsylvania bankruptcy?
I am behind $65,000 on my mortgage in Chicago and want to file bankruptcy. Are second mortgages strippable in Chapter 13 under Pennsylvania courts' pr...
How do I stop debt collector harassment in North Carolina?
Collectors are calling my family members in Miami about my debt and embarrassing me. Can I sue the collector for FDCPA damages plus emotional distress...
Can creditors still come after me after my Chapter 7 in Vermont?
A creditor in Vermont is filing a non-dischargeability action after my discharge. What is the procedure to reopen the case and add the forgotten debt?...
How soon after bankruptcy can I buy a house in Nebraska?
I am two years past my Chapter 7 discharge in Nebraska and want to buy a home. How long until I can qualify for an FHA mortgage after bankruptcy in Ne...
What is Subchapter V bankruptcy in South Carolina?
I closed my business in San Jose three days ago and creditors are coming after me personally. Can my personal Chapter 7 discharge eliminate the person...
Can I file Chapter 13 if I am self-employed in Kansas?
I am behind on my mortgage by $8,400 in Tucson and need to catch up. How are IRS tax debts treated in a Kansas Chapter 13 plan?...