I received a Memorandum of costs after judgment, acknowledgement of credit, and declaration of accrued interest from a Lawyer.
I received a Memorandum of costs after judgment, acknowledgement of credit, and declaration of accrued interest from Lang, Richert & Patch (Unifund CCR) It's around $3,500.00 I have been making solid payments monthly to them and have fallen back a couple of months because of financial hardship. Do I need to hire a lawyer to deal with this or can this be handled simply by contacting them and explaining the situation. I am scared and don't know what to do. If I had money for an attorney I would hire one but I don't. PLEASE HELP....SOME ADVICE would be greatly appreciated.