Can a judge modify point cost on a traffic ticket?

I passed someone and when I went to lane change back into the original lane, I failed to notice that the person I passed was not behind me all the way. As a result I knocked off their mirror and swapped a little paint. The officer who responded to the other person's call was kind enough to write me a ticket for Careless Driving instead of Reckless because of my previously spotless driving record. I am currently 22 and I am wondering if there is any way for a judge to not append the points to my license as I am going to college and cannot afford the increase in insurance rates. I would be willing to do community service or something else to avoid those points.